Who Wants To Be A FoG Millionaire?

[quickbeam]

How often can you bank?

If you Ask The Audience, is it answers submitted at the time of asking? Eg, if I Ask The Audience at 12pm and only two people have submitted their answers at that time, are they the results I'd get? Or do you wait until the deadline to reveal the Audience's answers, and if that's the case, then anyone using this lifeline will be late submitting their answers?

Do we get to choose the Friend we ask, albeit via you? I know it's not a serious competition, but if we're being competitive I wonder how many players would give a genuine answer if they were chosen as the Friend.